Fintech: Building Systemic Trust in Account Aggregation

# Fintech: Building Systemic Trust in Account Aggregation Account Aggregation (AA) is the backbone of modern open banking. This course covers the technical and psychological layers required to build trust-driven financial ecosystems. ## 1. The Consent-First Architecture Designing systems where data flows only after explicit, granular, and revocable user consent. We explore the FIP (Financial Information Provider) and FIU (Financial Information User) roles. ## 2. Security: Zero-Knowledge & Encryption Implementing end-to-end encryption for sensitive financial data. We discuss how to maintain systemic transparency without compromising individual privacy. ## 3. Data Harmonization Techniques for normalizing heterogeneous bank statements and transaction data into a unified, actionable ledger.